(Yicai) May 27 -- Alipay, the mobile payment platform of Chinese fintech giant Ant Group, has released the world's first artificial intelligence wallet for individual users, enabling AI-agent payments to be managed and controlled.

AI Wallet allows users to oversee and authorize "agent tasks" before and during payments and access transaction records, Alipay said yesterday. The Shanghai-based company also unveiled Token Pay, a service designed to meet diverse token-payment needs and help AI firms streamline user subscriptions and in-app one-click token top-ups.

In addition, Alipay said AI Pay, which allows users to complete secure transactions through AI agents using voice commands, now supports 95 percent of mainstream agent frameworks, including Qwen, JVS Claw, Claude Code, and Hermes Agent, as well as smart devices such as Qwen AI Glasses, Rokid, and Future Intelligence AI Headphones, and smart cockpits from Li Auto, Chery, Geely and Dongfeng Motor, and leading AI tool platforms including Trae Ssolo, Qoder, and Kouzi.

Users can control agent-initiated payments through AI Wallet, an Alipay official told Yicai at the Alipay AI Payment Ecosystem Summit held yesterday. They may either manually approve each transaction or set a small-payment limit that the agent can process automatically, the person pointed out.

AI payments have become a major growth engine for Alipay, with AI Pay having processed 300 million agent payments as of yesterday, up from 120 million in February, according to the company.

Agent payment systems must be built on “three trusts” -- identity trust (verifying legitimate agents), intent trust (ensuring payments stem from genuine intent), and execution trust (guaranteeing secure and reliable execution) -- Jiang Xinghao, vice president of Shanghai Jiao Tong University, said at the event.

Identifying users’ true purchase intent remains one of the biggest challenges in the AI payment era, Li Jiajia, co-president of Ant Group’s Digital Payment Business Group, told media including Yicai. Data boundaries and privacy concerns prevent providers from fully knowing users' intent, yet agent payment security and convenience require verifying real-user scenarios and intent, making tech and ecosystem collaboration breakthroughs a must, he added.

"Delivering AI payment solutions requires more than our own efforts,” Li said. “We must partner across the ecosystem to elevate security controls. AI payment is a shared challenge for users, agent platforms, developers, and service providers.”

Editors: Tang Shihua, Martin Kadiev